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Stephen Kaminsky
(607) 353-2047 Cell

320 Main Street, Middleburgh, NY 12122

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Property Description

Attention investors and income-property seekers: this is not your average upstate opportunity. This fully renovated mixed-use building in the center of Middleburgh offers strong, reliable cash flow with a setup thats both straightforward and smart.The residential portion features five thoughtfully designed one-bedroom apartments, each equipped with ductless heat and AC, in-unit laundry, dishwashers, and clean, modern finishes that tenants appreciate. Four units share a common entrance, while one enjoys its own private access. With consistent long-term rental demand for well-finished apartments in walkable small towns, the property offers a stable residential income stream from day one.On the ground floor, a charming commercial storefront is currently home to one of the towns favorite coffee shops and bakeries. This established tenant adds dependable rent and a steady daily presence that benefits the entire building. Mixed-use properties like this provide a valuable balance of residential and commercial income under one roof.Behind the scenes, the building has been extensively renovated with updated systems, plumbing, electrical, HVAC, and more, while retaining elements of its historic character. The result is a property that feels both refreshed and durable--modern where it matters, with the kind of charm that keeps tenants happy.Located in the center of Middleburgh, the building sits within walking distance of local shops, restaurants, and community events that give the town its welcoming small-town appeal.With five residential units and an established commercial tenant already in place, this is a clean, straightforward investment opportunity with strong fundamentals and long-term potential.

320 Main Street | MLS# 20260971

This multi-family property located at 320 Main Street, Middleburgh, NY 12122 is currently listed for sale with an asking price of $550,000. Main Street is located within the Middleburgh school district. Search Middleburgh real estate on stephen-kaminsky.timberlandproperties.com today.

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Property Features

Property Type: Multi Unit - Multiple
Home Style: Rowhouse
Lot Size: 0.06 Acres
Taxes: $12,166
Year Built: 1927

Feature Descriptions

Appliances: Washer/Dryer, Refrigerator, Range, Dishwasher
Days on Site: 4
Parcel #: 4
SQFT Total: 4646
Units: 6

Local Schools

School District: Middleburgh

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Estimated Payment

$ 2,398.31 per month $1,224.06 Principal & Interest $1,013.83 Property Tax $160.42 Homeowner's Insurance

Change Payment Information

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years/fixed
yearly
yearly (est.)
(Payments are an estimate and may vary by lender)

Demographics

Listed By / Shown By

Listing By

Agency Name: Anatole House LLC

Shown By

Agent Name: Stephen Kaminsky
Agent Phone: (607) 353-2047 Cell
Agency Title: Timberland Properties

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All information is deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither broker(s), nor agent(s) shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless. Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/21/2026. The listing information on this page last changed on 03/21/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 03/21/2026 1:46:22 AM EST) or Global MLS (last updated Sat 03/21/2026 1:22:00 AM EST) or New York State Alliance MLS (last updated Sat 03/21/2026 1:42:33 AM EST) or Hudson Valley Catskill Region MLS (last updated Sat 03/21/2026 12:11:10 AM EST) or OneKey MLS (last updated Sat 03/21/2026 1:38:14 AM EST). Real estate listings held by brokerage firms other than Timberland Properties may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

All information is deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither broker(s), nor agent(s) shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless.

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